Investment Products
Investment products come in a wide variety, each with its own unique characteristics and risk-return profile. Choosing the right ones for you depends on your individual financial goals, risk tolerance, and investment timeframe. Here's a brief overview of some common categories:
Mutual Funds
A mutual fund is a pool of money collected from many investors and managed by a professional fund manager. This money is then invested in a variety of assets like stocks, bonds, or other securities, depending on the fund's objectives.
Fixed Deposits
A Fixed Deposit (FD), also known as a term deposit, is a secure investment option offered by banks and financial institutions. It involves parking your money for a fixed period (the "term") at a pre-determined interest rate.
P2P Lending
P2P Lending, also known as peer-to-peer lending, is a modern financial system that allows individuals to borrow and lend money directly to each other, bypassing traditional banks and financial institutions.
Bonds / NCDs
Debt instruments issued by governments or corporations to raise capital. Investors lend money to the issuer and receive fixed interest payments at regular intervals until the bond matures and the principal is repaid.
Portfolio Management Service (PMS)
PMS is a professional service offered by financial institutions and wealth managers to individuals and institutions with significant investment capital.
